Our primary focus is on assets located in Europe, Asia and North America. Our focus is on the cash-flow profile of the asset, underpinned by long contracts. Core sectors include forex market, cryptocurrencies, energy, utilities, transport and telecom. We invest in high quality assets where the governance and structure are well defined and carried out together with best-in-class investment team. We avoid high dependency on market risks via long contractual arrangements and investment structures.
We invest to create a financial return, while constantly challenging our methods and improving our ability to make an impact. Our values center around intellectual humility, idea meritocracy, and close teamwork with management, experts and the Board, thrusted with an adequate culture and shared vision.
We are a true long-term investor in both private and public markets. We form long term partnerships, and we engage proactively, transparently and constructively in our investments. We are an independent private investment group that supports individual and entrepreneurs in realizing their growth ambitions.
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» Achieving finance company growth in our key markets of PNG and Fiji
» Centralising and automating processes
» Improving credit quality of the portfolio
» Strengthening collections and support distressed customers
» Improving our management of risk and risk culture.
Divest assets where the Group has no competitive advantage including:
» the property portfolio within the next three years, subject to achieving appropriate value
» the investment portfolio as required to fund potential inorganic growth opportunities.
At Credit Corporation, we are proud to play a significant role in contributing to community organisations and worthwhile causes that we believe are important to our Group, our customers, and our people in PNG and throughout the Pacific. We support our vision by participating in numerous community events throughout the year. Some of our key areas of focus in FY18 included health, youth development, sports, education, empowerment of women, and the environment. Credit Corporation is pleased to have contributed a total of K420,000 to community projects across PNG and the Pacific.
Our objective is to make the process of investing as simple and clear as possible, such that anyone with a desire or goal to build financial investment can do so without having to be a professional.
Whether you are relatively new to investing or have significant investment assets, Zake Investment can provide solutions designed with your financial needs and individual preferences in mind.
Having a flexible plan for retirement can help prepare you to reach your goals, whether you're saving or already retired. See how small changes could improve your outlook.
We can manage your portfolio to help grow and protect your wealth. This includes factoring in your preferences and feelings toward risk, with ongoing monitoring and rebalancing.
Part of planning for your future involves making educated decisions about managing your wealth and savings. Our Financial Services Representatives have the knowledge to guide you through the increasingly complex roadmap of investments that are available to you in today’s growing financial market.
Our team is available by text, live chat 24/7 everyday and are also available to schedule time for video chat outside these hours
With
Together with over 100 partners, we are creating strategic and long-standing partnerships to be the market leader in the crypto retail space.
Withdrawals from your account are sent to your external wallet instantly, if your balance allows it. Minimum withdrawal amount is only 2 USD
We are a trusted advisor to our clients, assisting them in developing and accessing alternatives to meet their strategic objectives.
State-of-the-art solutions to exchange and store cryptocurrencies. Designed to provide the highest level of security at all times.
We offer a fast, online application process,
let you set your own time and place for closing, and give you the ability to manage yours
EA (Expert Advisor) with the professional forex trading team are working together to create an extraordinary FX trading program where you can trade on.
Your data is secured with an EV-SSL certificate, Our company is a licensed financial intermediary incorporated in Papua New Guinea.
Through the Nominee Program NP stream, prospective immigrants who are top investors and interested, may be nominated to immigrate.
Get mobile access to the markets. Invest commission-free in individual companies or bundles of investments (ETFs).
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Our support team is at your disposal 24 hours a day, 7 days a week. If you have any questions, write to us. You will feel comfort, having cooperated with us.
There's this notion that to grow a business, you have to be rutless But we know there's a better way to grow
To be a successful investment firm through the application of the highest professional standards, drawing on our investment experience and adhering to our Islamic values
»Trust
Gained from all our stakeholders and the general public
»Excellence
In achieving the highest professional standards in all our dealings
»Dedication
In adopting Islamic values, professional appearances, honesty, confidentiality, professionalism and accuracy, as well as adhering to the company-wide culture of high ethical standards
»Transparency
In all our dealings, contracts and results
»To create value for our shareholders and maintain it over the long-term
»To provide unique and high quality financial products and services which are in line with the market and comply with the principles of the Islamic Shari’ah
»To meet the needs of customers in simple, flexible and creative ways
»To provide our investors with sound investment advice, drawing on the strength of our experience and knowledge, while keeping abreast of the latest financial sector developments
»To maintain a strong work culture by attracting and rewarding high quality staff, and motivating them to provide high quality and competitive services
Our Team of Professionals.
Dr Albert Mellam holds Directorships on a number of company boards in PNG and the region including Nambawan Super Limited and is the Executive Director of the PNG Chamber of Mines and Petroleum.
He was appointed to the Credit Corporation Board in August 2013 and was appointed Chairman in September 2022.
Dr Mellam is a member of professional organisations including the Global Development Network, the PNG and the Australian Institutes of Directors, and the Association of Asia-Pacific Business Schools, and has undertaken business assignments for the PNG Government and corporations within the Asia-Pacific.
He is the immediate past Vice Chancellor of the University of PNG and currently an Adjunct Professor of Management at The Cairns Institute, James Cook University, Australia, and Visiting Academic with the School of Business Administration at the University of PNG. He holds a doctoral degree in Psychology from the Australian National University.
Richard Sinamoi is an experienced executive and director with 19 years’ experience in the superannuation and financial services industry.
He was appointed to the Credit Corporation Board in May 2018.
Mr Sinamoi has served on boards for both commercial entities and charitable organisations, spanning a range of industries from food and beverage, general insurance, trustee services, micro banking and funds management. He is currently an Independent Director with Paradise Foods Limited, Nambawan Super Limited and TransPacific Assurance Limited, and Executive Director of Kama Kofi Limited.
Mr Sinamoi holds a Bachelor of Applied Science Systems from the University of Western Sydney, Australia.
Abigail Chang has held executive management positions within the private sector and has seven years of central banking experience in the areas of financial system supervision, regulation, policy development and licensing within the banking, insurance, foreign exchange and superannuation industries.
She was appointed to the Credit Corporation Board in December 2016 and in addition serves on the chair of Credit Corporation Board Fiji.
Ms Chang is engaged at a regional and country level in the areas of national policy development, embedding financial education within national and sub-national education curricula and digitising Government to Person (G2P) payments.
Ms Chang extensive work experience across all Credit Corporation jurisdictions in the areas of financial inclusion, financial capability development and payment digitisation.
Danny Robinson is the Group Chief Executive Officer, responsible for the day-to-day operational activities for the Group across PNG and the offices in Fiji, Vanuatu and Solomon Islands.
He joined Credit Corporation in 2020 as Group Chief Operating Officer and was appointed Group Chief Executive Officer in September 2021.
Prior to joining Credit Corporation, Mr Robinson was Executive General Manager of Banking at Kina Bank in Port Moresby. Prior to Kina Bank he enjoyed a long and successful career in financial services, including senior executive roles with Suncorp across the group’s Retail and Business Banking divisions.
He brings a wealth of experience and an admirable track record in establishing financial services distribution networks in new markets, achieving significant asset growth and delivering excellent customer service outcomes.
Mr Robinson holds a Post Graduate Diploma in Banking Management from the Macquarie Graduate School of Management, Australia, and is a Graduate of the Australian Institute of Company Director.
Andre De Bakhapouve is a Risk Management professional with an extensive track record of over 20 years’ experience at top tier global and local banks in the Asia Pacific Region. His expertise in risk covers Credit, Market, Operational risk, AML/FCC, Technology risk and Compliance and has applied his expertise.
Andre De Bakhapouve was appointed Credit Corporation’s Group Chief Risk Officer on 15 June 2022.
Prior to his appointment with Credit Corp, he was Chief Risk Officer, APAC, Wells Fargo Bank (Hong Kong), where he managed of risk and compliance affairs across all business lines in the Asia Pacific Region. For ten out of his twenty years of experience, Andre was as an executive risk manager in various banks including Standard Chartered Bank (Singapore), ANZ Bank (Melbourne), Baycorp (Sydney) and Promina Group (now Suncorp Sydney).
Andre has a BSc (Hons) in Mathematical Statics and a BSc in Computer Science/AI from Monash University (Melbourne) and extensive experience in analytics and automation. He is an accredited member of The Professional Risk Managers’ International Association (PRMIA) and a member of the Australian Institute of Company Directors
Rei Vagi has over 14 years of experience as a financial controller, and extensive knowledge in financial reporting with adherence to accounting and auditing standards, cash flow management and financial planning, taxation, regulatory compliance as well as analysing financial strengths and weaknesses and proposing corrective actions.
Ms Vagi was appointed as Chief Financial Officer in March 2022.
Ms Vagi is passionate about training and development of people and building and strengthening capability of the finance team within the company. She has held various senior management roles for prominent organisations such as Kraft-Heinz PNG and PricewaterhouseCoopers and held the role of Financial Controller with Kina Securities Limited prior to joining Credit Corporation.
Ms Vagi holds a Bachelor of Commerce from the University of Technology and is a qualified Certified Practicing Accountant.
Lynda Kahari is an experienced and reputable finance and banking executive, bringing a rich international perspective from more than two decades of experience in the financial services and payments industry.
She joined Credit Corporation in December 2020 as Head of Customer Strategy and was later appointed as Acting COO. She currently holds both positions.
Prior to joining Credit Corporation, Ms Kahari was with Kina Bank where she held various roles as Head of Strategy, Head of Retail Branches, and Head of Product Development and Customer Experience. She has held various senior management roles for top-tier institutions such as Standard Chartered Bank, Standard Bank, Barclays Bank and MasterCard.
Mrs Kahari holds a Masters in Finance and Investment from the University of Witwatersrand and an MBA from the University of Hull. She is a Graduate Member of the Australian Company Directors and is a Certified Balance Scorecard Professional with a certificate in Digital Marketing Strategies and Banking Strategy from the University of London.
Brent St. Hill has over 15 years of experience in the property industry with extensive knowledge in multiple facets of property, asset and hotel management, gained by working both nationally and internationally.
He was appointed as General Manager Properties in August 2019.
Prior to joining Credit Corporation PNG, Mr St. Hill was the General Manager with the Crown Hotel Port Moresby and was previously the Group Operations Manager and Regional Manager with Steamships Trading Company, employed within its Coral Sea Hotels subsidiary.
Loka Niumatairua brings a wealth of experience in human resource management, change management, strategic planning and execution, and training and development having worked in reputable institutions such as Nambawan Super Limited, CPL Group and PNG Power, and previously managed teams comprising up to 390 people.
She joined Credit Corporation on 27 July 2020 as the Head of People & Culture. Ms Niumatairua is focused on driving high performance through a transformed culture by installing the People and Culture function and anchoring people strategic objectives.
Her journey with Credit Corporation continues to evolve and she is committed to promoting employee wellbeing and supporting an inclusive and diverse workforce by ensuring our people and communities are skilled for the future.
She holds a Bachelor of Arts with a major in Industrial Psychology from the University of Papua New Guinea and a fellowship with PNG Human Resource Institute.
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Development Series
Company Number (ACN): 573 348 370
Company Title: Zake Investment
Company Address: Cuthbertson Street,
Town, 121 Port Moresby, Papua New Guinea
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